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Welcome to the InsureTAXI blog. Keep up-to-date with our latest taxi news and taxi articles by reading our blog which we will regularly update. We will also let you know about some of our best taxi insurance deals, so watch this space!
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Taxi Insurance UK - are prices rising?

For many, the simple answer is "yes".

In general, the insurance market has seen rising premiums over the last year or so in response to insurance companies trying to become more profitable following years of unprofitable business.

The good news for insuretaxi customers is that we - in most cases - are able to buck this trend by ensuring that we shop the market comprehensively to get the most competitive premium available.

Many of our customers are pleasantly surprised that we can comfortably beat competitor taxi insurance quotes. There is no mind blowing secret to our success - we have strong relationships in the taxi market and know what insurers premiums are likely to be dependent on different areas in the UK.

So if you'd like an online taxi insurance quote, submit your details on our website or call 0800 142 2828

Last modified on 26 Jul 2010.
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insureTAXI at the Private Hire & Taxi Show!

We recently exhibited at the Private Hire and Taxi Show at the Ricoh Arena in Coventry.

insureTAXI had a great show and met lots of taxi drivers looking for cheap taxi insurance deals - and a good few taxi company owners looking for fleet insurance for their taxi company.

Many thanks for those that took the time to visit our stand.

If you missed the show and want a cheap taxi insurance quote, please feel free to call us on 0800 142 2828 or fill out our online taxi insurance quote form

Single vehicles or taxi fleet insurance queries all welcome

Last modified on 18 Jun 2010.
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insureTAXI bucking the market trend with more staff and a new brand!


Pic below - some of the team at the Southport branch

In a time when most companies are consolidating or downsizing, insureTAXI (http://www.insuretaxi.com/) are bucking this trend and has actually been growing its team and expanding the office space.

With 4 offices in the North West, insureTAXI has been growing its customer base by delivering the best taxi insurance prices available on the market and offering best of breed customer service.

Dave Clapp, MD of insureTAXI, expands “Our secret to success is not rocket science. We’ve built amazing relationships with our panel of insurers over a number of years and therefore we can get access to insurance rates not available elsewhere. It’s also a great help that our customer base has probably the lowest claims ratio around and are therefore seen as a favourable risk”

Dave continues, “We also make sure that the customer is well looked after with excellent customer service throughout the life of their policy. It’s just sound business sense. A happy customer will renew and stay with you - it’s as simple as that”

insureTAXI have now surpassed 50 staff spread throughout their 4 offices, with plans to exceed 100 employees in the next 12 months.



In 2009 insureTAXI looked after the interests in excess of 5,000 taxi drivers and the plan is to double this to over 10,000 policies in the next two years.

The company’s website – http://www.insuretaxi.com/ – handles nearly 12,000 visitors every month and has an online quote facility. Of course, if you prefer the insureTAXI team are on the end of the phone to give an instant quote (0800 148 8103).

New Sister Company and new Brand

As well as providing insurance for single taxi vehicles, insureTAXI has also been working with taxi companies to provide insurance for taxi fleets and their accompanying offices.
This growing number of taxi company owners – and the specialist team you need to deliver a great service – has prompted a new brand to be launched.

insureTAXIFLEET (http://www.insure-taxi-fleet.com/) was launched at the start of 2010 to cater for the special requirements of taxi fleet operators. If you have 3 vehicles or more, it’s becoming much more popular to have all of your vehicles on one fleet policy. The benefits of this are threefold: a cheaper policy, “any driver” so you can maximise the number of hours the cabs are on the road and finally easier administration as there is only one policy with one renewal date.The team offer a completely free fleet management advice service, on top of a 24/7 accident management line and free courtesy vehicles to keep you on the road and earning revenue.


Mark Brown - Head of the Taxi Fleet Insurance Team

So whether you’re after a single vehicle taxi policy or a fleet policy, insureTAXI has an expert team, loads of experience and the lowest rates on the market. Call 0800 148 8103 or visit http://www.insuretaxi.com/


The "funbus" is ready to come and visit you!


Last modified on 22 Apr 2010.
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Are taxi insurance premiums rising?

Every month, insureTAXI have literally hundreds of taxi drivers and taxi company owners whose taxi insurance policy comes up for renewal. And they want a lower price than last year!

With taxi insurance rising across the board - dependant on the underwriter - by 10-30% from last year, its been a huge challenge for us to keep renewal premiums for our customers at the same levels as they enjoyed last year.

We've had to use our expertise and relationships with our panel of underwriters (plus sheer hard work!) to ensure all insureTAXI customers are still getting the cheapest taxi insurance policy available on the market. Of course, we do enjoy an advantage over other taxi insurance brokers as our clients have the lowest numbers of claims in the market - so we tend to get better taxi insurance rates due to the fact that our customers are a lower risk to insurers.

So if you're after a competitive renewal price for either a single taxi insurance policy or a taxi fleet insurance deal, give us a call on 0800 142 2828 or visit our website www.insuretaxi.com for an online taxi insurance quote.

Last modified on 12 Apr 2010.
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Made redundant? Become a taxi driver...

The current economy has meant that its unlikely that you don't know at least one person within your family and friends who has experienced the unsavory experience of being made redundant. Likely more than one.

If you have been made redundant, becoming a taxi driver is worthy of consideration as being your own boss, flexible hours and rates of pay are all potential upsides.

Of course, you have to have the appropriate taxi licence and taxi insurance to operate as a taxi driver. But whether you are a private hire taxi driver or public hire, the key benefits remain the same.

Taxi driving offers lots of flexibility. You can stay at home and look after the kids during the day, and then work at night. If you work weekends, you can earn even more if you are prepared to work the unsociable hours when other people are out enjoying themselves and want a taxi home!!

The beauty of being a taxi driver is that it can be potentially a low start up cost, especially if you work for a company that already has vehicles for you to utilise.

If you do run a vehicle yourself, and have taxi insurance via insureTAXI, then we will give you a ready made plated vehicle in the event of a non fault accident. This means you will not suffer loss of earnings in the event of an accident.

And we'll provide you with cheap taxi insurance of course!! (that's our speciality..!)

For a cheap taxi insurance quote, call 0800 142 2828 or visit the Insure taxi website

Last modified on 24 Feb 2010.
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Taxi insurance premiums rising - but you can buck the trend

There is no doubt that the average taxi insurance premium across the UK has seen a rise in the last six months. When insure TAXI check the taxi insurance market on a daily basis, its rare that the initial taxi insurance quotes we receive back are lower than the previous year.

Why is this?

There are two main reasons for this:

1) There has been an increase in the number of claims, meaning underwriters have increased their premiums.

The recession is a contributory factor in this trend as fraudulent claims rise

2) The number of taxi insurance underwriters has declined (as a few underwriters have left the taxi insurance market) so the competition for new business and renewals is not as intense as previous recent years

There is good news, however, if you are, or become, a customer of insureTAXI.

We have an excellent track record with our insurers so we can often ask them to reduce the "on-screen" premiums are advisors initially get and obtain further discounts.

insureTAXI are specialist taxi insurance brokers and we know the best way to get the cheapest taxi insurance by transferring over no claims bonus from other car policies, or changing the excess or using taxi insurance fleet policies. These are just three examples.

Try insureTAXI to obtain a taxi insurance quote online or alternatively call our taxi insurance broker team on 0800 142 2828 for a cheap taxi insurance quote

Last modified on 04 Feb 2010.
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taxi exams increasing taxi driver standards

UK taxi drivers may have to start taking an advanced driving test in order to get / retain a taxi licence as part of plans to raise driving standards.

The Driving Standards agencey (DSA) is planning to introduce and new and specific test for taxi drivers. They claim this will reduce accidents, increase safety on the roads and ultimately help improve the image of taxi drivers.

Existing taxi drivers would have 5 years to take the test.

This new test should have a positive impact for taxi insurance UK. For starters, underwriters should give discounts to all taxi drivers that successfully pass the test as it makes them a lower risk when insuring a taxi. This will mean that current taxi drivers will want to take the test quickly so they can get discounted taxi insurance policies.

In time, as underwriters see less accidents and claims, we might see cheaper taxi insurance in areas where there is a high pass rate of the new taxi driver exam.

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www.insuretaxi.com specialise in cheap taxi insurance for taxi drivers and taxi fleets. If you'd like a taxi insurance quote online, please click here or call us on 0800 142 2828

Last modified on 19 Jan 2010.
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BBC "Inside Out" programme investigating taxi drivers with previous convictions

The BBC's "Inside Out" programme is tonight reporting on taxi drivers who have been given a taxi licence despite having previous convictions for offences such as indecent assault and drug dealing.

There are no official rules about taxi drivers, but councils tend to follow the guidelines from the Department of Transport.

Last modified on 11 Jan 2010.
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A very happy insureTAXI fleet customer!

Allan Fray, owner of Select Station Cars based in Northwich, Cheshire has had a taxi fleet insurance policy with insureTAXI for many years.

Allan explains why

"insureTAXI has always searched around to make sure that I am paying the lowest rates for my taxi fleet insurance. I've always been pleased with the premiums they have been able to provide"

Allan continues

"However the relationship I have with insureTAXI runs much deeper than pure price. I rely on them to help me manage my taxi fleet and make sure that all my cars are on the road and earning me money.

Take January 5th for example. The bad weather and snow caused one of my taxi drivers to have an accident. Within one hour of reporting this to insureTAXI, they had a plated replacement vehicle delivered to by head office all ready to use!"

"ONE hour! In the worst weather conditions for many years! That must be some sort of record in the taxi accident management claims records - I was hugely impressed and I didn't lose a penny in revenue. Its this type of service that means I would never dream of leaving insureTAXI"

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insureTAXI has a strategic partnership with Kindertons accident management company that allows insureTAXI to provide replacement plated taxis in the event of accidents as quickly as possible. For competitive taxi insurance, including free replacement taxi vehicles, call insureTAXI on 0800 142 28 28 or visit our website for an instant online taxi insurance quote

Last modified on 08 Jan 2010.
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Finding top taxi insurance brokers

Getting the right private hire insurance or taxi insurance is vital - and you need to follow some fairly simple fundamental rules to ensure you get the best taxi insurance deal on the market.

Its worth noting early on that cheap taxi insurance is not the be all and end all. If you haven't got the right level of cover, saving a few pounds up front may cost you a lot more in the long run.

Our first tip for the best taxi insurance would be to make sure that you find well established taxi insurance brokers. Specialist taxi insurance companies will not only have access to market leading rates, but will also advise you on what taxi insurance policy is best suited to your needs.

They will also go to different underwriters depending on if you need private hire insurance, public hire insurance or if you own a firm and need taxi company or taxi fleet insurance.

The top 5 factors to ask your taxi insurance broker are:

1) Cheap taxi insurance quotes

2) Taxi insurance policy benefits

3) 24/7 Accident management and claim service

4) Customer service

5) Risk management for taxi fleet insurance policies

Taking these briefly in turn:

Of course, you expect your taxi insurance broker to shop around and find you the cheapest taxi insurance policy. But be sure that you are fully covered. For example, make sure that your taxi insurance includes public liability cover (we recommend an indemnity limit of minimum £3million).

Also - make sure that you're taxi insurance no claims bonus is protected if possible and that your voluntary excess is not sky high to keep your premium low. You'll regret it if you have a claim!

As a taxi driver, its possible that you are on the road at any time in a 24 hour day, so you should expect your taxi insurance broker to provide a 24/7 free claims management service to you can report any claim immediately. If it is a non fault accident, you should make sure your taxi insurance policy includes a like-for-like replacement vehicle so you can continue to earn money while you're taxi is off the road. This is an important requirement.

With regard to customer service, make sure you choose a taxi insurance broker that provides great service throughout the life of your policy. Its no use saving money if you can't ever get an instant answer from your broker. Look out for reputations of the taxi insurance brokers you contact.

Finally - if you are a taxi fleet operator or own a taxi company - you should expect risk management advice as part of your taxi fleet insurance policy. This will help keep risks to a minimum and help secure lower fleet insurance premiums.

Follow these golden rules, and you'll be on your way to cheaper taxi insurance without compromising your levels of cover. And the taxi insurance broker will do most of the work for you!!

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insureTAXI are a specialist taxi insurance broker who provide private hire, public hire and taxi fleet insurance. With a panel of taxi insurance underwriters and specially negotiated rates, you'll get competitive rates and superb customer service. For a taxi insurance quote online visit our website www.insuretaxi.com or for an instant telephone taxi insurance quote call 0800 142 2828

Last modified on 30 Dec 2009.
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insureTAXI.com makes Taxi Insurance easy. Our team of Taxi insurance brokers have excellent product knowledge in order to find you the best Taxi insurance quote. We have been providing Taxi insurance for many years and are happy to discuss any Taxi Insurance questions and worries you may have regarding the quote or Taxi insurance policy to give you piece of mind.

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