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Top Ten Taxi Insurance Tips

  • Shop the taxi insurance market rigorously as different underwriters are hungry for business at different times and in different areas of the country too. This is what we do best, we know exactly where to place each risk – depending on area, age, claims, driving history etc.
  • If you’re a new taxi driver, bite the bullet and pay the higher premium initially – then drive carefully to build your No Claims Bonus. Whilst we will work hard to get you the cheapest price, there is no escaping the fact that as a new taxi driver on a new taxi insurance policy, you will have to pay more than an established driver. However, disclose driving history for new drivers as insurers will give introductory discounts where available!
  • Report an accident or claim immediately – so you can reduce the cost of the claim and minimise the period of time you have replacement vehicles, and therefore your premium won’t rise as much at renewal.
  • Underwriters look at the total cost of the claim(s) so keep this as low as possible.
  • Ensure your policy includes free replacement vehicle – you can’t afford to be off the road for a lengthy period
  • Take a breakdown policy – well worth the peace of mind at only £99 for the year. You’ll be glad of it when you breakdown, no hassle and no extortionate bills from the local garage.
  • Don’t miss any insurance monthly payments – you’ll incur further charges from the Finance company plus it affects your credit rating
  • Monthly direct debit annual policies are much cheaper than weekly policies – and more convenient too. Comes straight out of your bank, no hassle.
  • Be honest with your claims history and penalty points – as this could invalidate any claim you have. There is no point in having invalid insurance!
  • Use our recommended accident management company who are Kindertons – agreed level of service with our customers, big company with lots of vehicles and well respected

Recommend your friends to insureTAXI – they will thank you for it, plus you’ll get £50 each.

insureTAXI are one of the leading taxi insurance brokers. We have competitive taxi insurance rates paired with high levels of cover. We offer weekly taxi insurance, public hire, private hire, minibuses and fleet policies.