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insureTAXI claim prevention tips!

April 29, 2013

Fraudulent claims are on the increase as drivers have become more aware of the compensation available for personal injuries like whiplash.  Unfortunately, the sincerity of these complaints can be difficult to prove and often result in a large pay out.

Due to spending a lot of time behind the wheel, Taxi and other business drivers are also more likely to be involved in an accident than those driving for social and domestic reasons.

For this reason our taxi insurance team decided to bring you some tips for avoiding blame accidents. Remember blame accidents or accidents where you cannot prove the third party is wrong COSTS YOU MONEY!

  • AVOID TAILGATING-travelling too close to the vehicle in front could prevent you stopping in time.  Some drivers have also been using harsh breaking in strange places such as roundabouts in a bid to claim compensation. Do not fall victim to this!
  •  PULLING OUT-pulling out of a minor road and not seeing another vehicle travelling past make for a significant proportion of blame accidents. Even if the other vehicle was speeding, unless you can prove this you will almost definitely be held liable.  Always make sure windows are clear of condensation or frost and wait until you are certain it is safe before pulling out.
  • SPEED-although we appreciate that taxi drivers are extremely busy, it is much better to make a client wait a few minutes longer then travel so quickly you are  involved in an accident. Where possible always plan your time so you can avoid rushing and only agree to jobs that are realistic within your schedule.
  • OVERTAKING-be patient and don’t overtake in dangerous places such as the brow of a hill or near junctions. If an accident is caused whilst overtaking it will be very difficult to prove that the other party is at fault!

What should I do if I have an accident?

Don’t Panic!  Gather as much information as you can (registration number, number of passengers, witness details etc.) and if possible always back this up with photographic evidence-using a smartphone is fine!

Call insureTAXI on 0800 142 2828. Our dedicated staff will be on hand to support you through the claims process.

Our aim is to get you back on road as quickly as possible so that you can continue earning. insureTAXI is a partner of Kindertons (leading accident management specialist) who in the past have provided our taxi drivers with a replacement vehicle in just a couple of hours.
Posted by Tim Crighton