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Additional Extras

Talk to our team about adding important extras to your policy.

Motor Legal Protection

If you’re worried about legal expenses in the event of a non-fault road traffic accident, then add Motor Legal Protection to your insurance policy.

In the case of a non-fault accident, we can cover you for up to £100,000 in legal expenses to help with reclaiming uninsured losses such as your policy excess, repair costs, and loss of earnings. We can also provide you with a replacement plated taxi so that you can stay on the road throughout.

Following the Whiplash reforms, it has never been more important to purchase Legal protection cover. Officially called The Civil Liability Act 2018 (CLA), this change in law emphasises how important Motor Legal Protection is, as in the event of an accident it ensures the policyholder has legal representation and solicitor costs covered, which prior to the law changing, were paid for by the at-fault Insurance company.

Motor Legal Protection can be easily added on to your public or private hire policy and could save you time, stress, and money in the future. Get the peace of mind that if you have a non-fault accident, you’re not incurring expensive legal and solicitor fees!

Fill in our quick and easy quote form, and one of our helpful team members will be in touch.

Public Liability Insurance

If a member of the public gets injured whilst in your care, standard taxi cover may not offer you Public Liability cover. To be fully covered, you’ll need to take out Public Liability Insurance.

As taxi drivers, your job is working with the public, so Public Liability Insurance is essential. This cover is designed to protect you and your business if a passenger, or member of the public, holds you responsible for an accidental third-party bodily injury, or for accidental property damage due to your negligence. This is particularly important if you have a council contract taking children to school, for example.

At Insure Taxi, our Public Liability Insurance can cover you for personal injury or death to a third party, loss or damage to a third-party property, and can also cover the legal expenses associated with defending a claim against you. So, if an accident occurs and a claim is made against you, this cover will provide financial protection.

Talk to one of our helpful team members today for more information and a quote – leaving you to drive safely in the knowledge that you and your passengers are protected on the road.

Excess Protection Insurance

When taking out an insurance policy, you must select an amount of excess that you will need to pay if you make a claim. Often, higher excess amounts can bring down the cost of your insurance overall, but can mean that you could be out of pocket in the event that you make an insurance claim.

Excess Protection Insurance is designed to recover your excess payment when making a claim against your policy. It can work alongside your existing Private Hire, Public Hire or Chauffeur Insurance policy, and allows you to reclaim the excess that you’ve had to pay out. This can be particularly useful for new or younger drivers with high excess limits.

With this policy, the cost of repairs to the vehicle must exceed the policy excess, so that’s helpful to keep in mind when selecting an excess amount. It’s also useful to note that the excess must be paid in full and reimbursed once the claim has been settled. Excess Protection Insurance does not cover glass replacement.

Fill in the quote form, or give us a call today to find out more information on our Excess Insurance Policy.

Some of the benefits that make Insure Taxi great

Competitive Rates

24/7 Accident Helpline

Pay monthly with low deposits

What our customers say

x Grace Miller x
x Grace Miller x
I have used Insure Taxi for many years now, I find them very helpful and informative and good on prices so stayed with them every year. They have helped process two non fault claims smoothly and they answer any queries quickly. Sue especially is very good and I appreciate her help
Shumon Shumz
Shumon Shumz
Very good service and friendly customer service I’m with team last 8 years. Highly recommended 👍❤️
Tanya Mayhew
Tanya Mayhew
From the moment of enquiring to accepting the quote the personnel were nothing but polite & courtesy 2 years on and the standard of service is still good
bryan still
bryan still
Been with insure taxi Southport since 2010.. cant fault them at all. Always willing to help and good on price also.. 10/10..
Riza Zengin
Riza Zengin
My first application for taxi driver insurance and Joel made the process quick, simple and worthwhile for me. She has a great phone manner and it really was a pleasure to deal with her. She gives me the best price as its my first time purchasing be a taxi driver. Thank you very much 🙏🙏
I have just taken out my first taxi insurance with insure and must say a massive thank you to Zak Velasco He is a credit to the company and to be totally honest I probably wouldn't of used Insure if it wasn't for Zak. From day one he was brilliant and answered any questions I had and completely put me at ease. So to the Insure bosses Zak is brilliant at his job and deserves a pay rise I will be recommending all my taxi mates (I have loads lol 😆) To take the taxi insurance out with Insure and that's all because of Zak 10 out of 10 for me. Different Gravy Spot on

Specialists in Taxi Insurance

Founded in 2005, insure TAXI has grown to over 60 members of staff, and helped more than 50,000 taxi drivers. We are friendly, knowledgeable, very experienced, and dedicated to finding the correct cover for you at competitive prices. Our levels of service are proved by our great reviews and solid retention rates.

insureTAXI is a trading name of Brown & Brown Insurance Brokers (UK) Limited, part of Brown & Brown, Inc. one of the world’s largest insurance broking businesses.

Brown & Brown supports our business by providing access to strong insurance partnerships, enhanced insurance products, risk management resources, and the expertise of over 14000 insurance professionals worldwide. To find out more, visit

Got a quick question?

If you would like to discuss this insurance policy, or learn more about any of our products, please contact us.

Insurance we specialise in

Private Hire

Public Hire



Whether your taxi business is based in Liverpool city centre, Sefton, Knowsley, Wirral, Lancashire or even further across the UK, at insure TAXI we aim to find the right Taxi Insurance or value-added products for your needs.